Christmas Picture

So I was a bad blogger again but when you buy a house you are BUSY!! And we haven't even started working on it yet!!

We are planning on tearing down lots of walls in the next couple weeks so that will be fun :) I can't wait to start transforming this house!!

So now on to more important things! My amazing fiancé got me a brand new spankin camera for my birthday!! Yes my birthday is not till January but it was an early gift so I could re-learn how to use a total manual camera! I really need to focus learning on it, but right now I am happy experimenting. Which leads to our Christmas photo!

I am so glad to have a great camera for the Christmas photo! I was told once you send out an Xmas card you ALWAYS need to send one out! Well peeps I am ready for the challenge! I will put templates to shame and design ours every year! I will try and take it in the same place every year like my parents did! (Except next year which you know will be a wedding photo... And once we have a baby front door will probably not work.... Hmmmm will have to rethink that last point) but shutterfly is my best friend and printed all of them. Now I am just waiting for my orange box!!

While we wait.... Here is a sneak peak of the photo :)

And yes it is snowing in the picture! Be jealous of the amazingness!! :)

Christmas season kickoff!

Friday Letters

Dear Friday: work was blah and long but I rushed home after work to get to our house! Dear house: we have owned you for 24 hours and I am so over the moon happy! Shea and I just stood there and looked at the house and walked around it was amazing! Such a great feeling! Dear Paul: than you so much for your sweet gift of hand painted wine glass and a bottle of wine to congratulate us on the house I was so excited to receive my first gift! Dear Chelsea: I love you sister and I am so happy you were the first one to come to our house and enjoy it, we have nothing there and the boys were tossing around a paper towel roll like a football but it was amazing :) great Friday in awhile! And thank you so much for the bottle of wine and card :) Dear Shea: your birthday is tomorrow and I can't wait to celebrate another birthday with you! I love you so much :)

Happy Friday!!

Homeowners

We are FINALLY homeowners!! I don't even know what to say! It was a crazy day filled with emotions! I just still can't believe it that it finally happened and the house is finally ours! Now let the fun begin :)

Car Accident

Sooo apparently I was bored last week and had nothing to do, so I decided to rear end someone. That's seriously how I feel.

It was my first car accident and I was literally shaking and terrified as it happened. To make it worse my boss and co-worker were in the car! Great impression Katy! Raise for you!

It was minor though, in my insurance companies' eyes its $2,000 worth of minor damage. Eeeekk!! I'm just so glad I had insurance and only have to pay my deductible. I couldn't afford much more with a house a wedding these days.

And my insurance company has been awesome! I have progressive and they seriously have made this process a lot less stressful.

Timeline:

9:30am accident 

10:30 make claim online

11:15 call from progressive (go over accident, damage, and if I want to get it fixed. Then made an appointment to get a rental car and drop off my car at 4:15pm that same day)

4:00 get to progressive and go in

4:10 dropped off my car and driving away in my Nissan sentra rental

So easy an painless! That happened all Thursday. Got a call from them Monday with the estimate for damage and checking up if I am enjoying my rental.

How I company should act in my book! Even if I am the one that caused the accident they have never made me feel bad or stupid. All the things I was feeling.

Now we will have to think twice about switching to another auto provider after we close. But I am just counting the days until I get my car back! I miss it!

Happy Tuesday!

Leins on houses

Soooooo we didn't close today and Monday is a holiday and the seller found a stash of mortgages against the house... So were stuck. Now we are just waiting to clear all the non sense up and it's ours. I am trying to stay calm, I wasn't exactly the nicest person today in emails because I was getting frustrated. But wouldn't you be annoyed when the seller has had the last 45 days to clear all this up and day 45 they find out an issue??! Annoying but I am moving on and looking at furniture. 

I want a chair in the living room that I will call the "statement chair". My other couches will be grey so the statement chair needs to be a patterned color to POP and bring the whole room together.

Right now I am loving these chairs. Because I'm not thinking about Leins on houses I'm thinking chairs :) happy Friday!

Not closing....yet

So after the longest annoying day going back and forth with the mortgage company... I thought yesterday sucked but today topped the cake. There was a system error on PNC bank's side and it showed up on Shea's bank statement and it couldn't be explained and we couldn't explain it. We finally got it cleared up and at 4:18pm we finally found out we were cleared to close!!!! So yay's and smiles happened and I was all excited! I left work early and walked to my car and got a call from the mortgage company saying congrats and I continued walking an then called the real estate agent to follow up about tomorrow and the wall thru tonight. Well that conversation didn't go as well and I learned that we couldn't close tomorrow because the attorneys don't have enough time to prepare. I was so mad! Furious actually. After all that hard work and we couldn't even close tomorrow :( a lost weekend and will not consist of me being mad an angry that I'm not sitting on the floor of my house. But what can you do. Just have to go with the flow and look forward to next week when we will finally be homeowners! So it might be Tuesday because Monday is a holiday. (Didn't I say don't buy a house around a holiday!!?? How about 2 holidays??!!) 

But let's hope I can get my mind off my anger and relax on the last weekend we have money :)

Happy Friday!!

Almost closing!

We find out tomorrow morning if we are closing Friday!! After a long work day and back and forth with the mortgage company I am beat! I am so over this whole process and just want to be cleared to close now! After all our hard wrk ad stress of getting everything to the underwriter I am going to be mad if we don't close Friday. I should start drafting my angry letter to my mortgage company on how I am not recommending anyone to them and I am telling people not to buy a house or pay in cash! Mortgage companies are the worst!

Crossing fingers we close in less than 48 hours!! Happy Wednesday :)